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Home Purchase Plan

The Home Purchase Plan (HPP) offers existing government employee tenants the opportunity to purchase the government owned property in which they currently reside. The benefit to purchasing through the HPP, is that financial assistance is provided for the purchaser. Not all properties will be considered for sale, determination of which properties are available for purchase under the HPP lies with Department for Infrastructure & Transport, Government Employee Housing.

Financial Assistance:

Includes reimbursement of:

  1. Loan application/establishment fees
  2. Mortgage costs i.e. preparation of mortgage and registration fees
  3. Conveyancer or Solicitor fees to a maximum of $400 GST Inclusive
  4. Registration costs i.e stamp duty and registration fees for transfer documents.

Costs are refunded at settlement and are deducted from the purchase price. Estimated savings of item 4 (above) are based on the following example sale prices:

  • $160,000 - saving of $6,400
  • $200,000 - saving of $8,300

If you would like to find out more about the HPP process and whether the property in which you reside would be considered for sale, please email DIT.GEHAdmin@sa.gov.au and your enquiry will be forwarded to your Housing Officer for assessment.

Can I buy my Government Employee Housing property?

If you are an eligible government employee, under the home purchase plan you may be able to purchase the home you currently occupy. Your first step is to contact your Housing Officer to confirm your eligibility and find out how to apply.

Are all houses available for purchase?

Unfortunately not. All housing made available for sale to tenants is at the discretion of GEH.

How long will it take?

The process takes approximately 9 to 12 months, but longer if the land or services require division. You are required to pay rent until the settlement occurs.

How is the purchase price determined?

The current market valuation is determined by the valuer-general or an independent certified practice valuer, who provides advice on acceptable offers after considering local market factors. Department for Infrastructure & Transport recommends that applicants conduct their own market research before applying to purchase their rental property under the Home Purchase Plan.

Finance?

Finance is not available through GEH. Applicants are advised to enquire through a Financial Institution of their choice before lodging their application.

Is there any assistance provided to tenants?

The government will cover the following costs:

  • Loan application/establishment fees
  • Mortgage costs i.e. preparation of mortgage and registration fees
  • Conveyancer or Solicitors fees to a maximum of $400.00

These costs will be refunded at settlement by being deducted from the purchase price (conditions apply).

How do I apply?

If you wish to proceed with your application, please submit it to DIT.GEHAdmin@sa.gov.au Your application will then be forwarded to the Housing Officer responsible for your region and you will receive a confirmation email with DIT GEH requesting your bank details to transfer your $500 application fee.

If the sale proceeds, the $500 fee will then form part of your deposit and it may be used by GEH to pay some of the costs associated with the sales application.